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Posts by Anel Herrera

What You Need To Complete A Car Insurance Quote

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When you request a car insurance quote, an agent or online quote widget will ask for basic information as well as detailed car information. In order to complete an accurate auto insurance quote, Cheap Car Insurance Quotes Chicago needs the following information. First and last name The first and last name provided will be compared…

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3 Money-Saving Tips For Car Insurance

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Having good insurance coverage definitely adds to the expense of owning a car. However, there are ways to save on your insurance costs to help you get the best coverage at a great price. 1. Choose the right car Insurance rates are affected by a car’s price, repair costs and safety features. Before buying a…

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3 Car Insurance Myths Drivers Believe Are True

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There are a lot of car insurance myths people still think are true. This article will help drivers understand the truth regarding the 3 most common car insurance myths. 1. The color of a car affects its insurance rate Car insurance companies price insurance policies based on a car’s safety features and its repair and…

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Where You Live Will Affect Your Car Insurance Rates

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Where you live will impact your car insurance rates. This is because where you live has a lot to do with the chances of you have of getting into a car accident.  When insurance providers ask for a zip code and mailing address when quoting you, they are really asking for the following information: The claims…

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Why You Should Invest In A Dash Cam

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A dash cam records sounds and images while a person is driving. A dash camera can help record road trips, monitor your teen driver and most importantly, serve as evidence in a car accident. You can record road trips If you are a fan of documenting your trips, a dash cam is a great way…

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How Safety Features Lower Car Insurance Rates

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Driving an unsafe car increases the chances of a car accident and the extent of damages. Car insurance companies are willing to provide car insurance discounts to people who drive cars with safety features because they decrease the chances of an accident and car insurance claims. Insurance companies may provide discounts for the following safety features: GPS…

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Common Car Insurance Scams And How To Avoid Them

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Car insurance scams are very common and policyholders pay for them with increased premiums. In car insurance scams, drivers will false insurance claims for financial gain.  Here are three common car insurance scams and how to avoid them: Staged rear-ending  One of the most common insurance claim scams is the staged rear-ending accident. The scammer will…

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How Moving Can Affect Car Insurance Rates

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Moving can affect car insurance rates by increasing or decreasing them, depending on your new zip code. This is because a new home address means a new environment where claims may be higher or lower and new commuting distances. If you move to another state, you may need a new car insurance provider and policy.…

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How To Lower Car Insurance For Elderly Drivers

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The Insurance Institute for Highway Safety (IIHS) found that elderly drivers have accidents more frequently. When drivers turn 70  years old, insurance companies start considering drivers high-risk. To save money on car insurance costs, elderly drivers can: Take safe driving courses Safe driving courses can help drivers refresh on safe driving practices. Drivers can also save money…

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How Gaps In Car Insurance Affect Rates

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Insurance companies take many things into account when they determine your car insurance rates. Some factors that may affect your car insurance are your car’s make and model, your gender, age and your insurance claims history. Another important determining factor is your insurance history, specifically whether or not you have had any lapses in coverage, and whether…

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